“There has to be something we can do, Macy; we can’t just turn our back on her; not now, she is still our child.” said Alan. Marcy and Alan Curtis were in their luxurious apartment getting dressed to go to one of their big charity dinners.
“That’s exactly what we’re going to do.” Macy responded. “Unless you’d like to keep her here and advertise her situation to the entire community.” Alan had no answer to that. After thinking for a moment, he said. “All right we can let her go and stay with her aunt Kelly.”
“Don’t be stupid, Alan.” Macy voice was terse. “Send her to live with Kelly? I might as well write a column in the Sunday Gleaner.”
“There’s not a reason for you to be so dramatic Macy.” “I’m not being dramatic Alan; your sister mouth isn’t hers and you know that quite well. however, if your conscience is bothering you, I’ll think of something else.”
“Macy, something else; Like?” Macy, turned away from the mirror and face Alan who was standing immediately behind her. “She’s only getting what she asked for, isn’t that so Alan?”
Alan looked at his wife and blurted out. “Are you out of your mind?; that’s our little girl you’re talking about.” she looked at her husband with fist clenched. “Little girl doesn’t take on adult activity, however if this will make you feel better, I’ll think of something else.”
Alan agreed but deep down he was concerned on what she would say or do next. Their twelve years old daughter was pregnant, and Macy was utterly disturbed, the only thing on her mind was how an earth was she going to save her family from the embarrassment, that was about to come upon them.
On the other hand, will Alan ever be able to convince her? that their daughter deserves another chance. Nina was their only child, but his wife was a very stubborn woman and always have to get her own way.
Three months later Nina was at home laying down, when suddenly she felt lonely, unhappy and broken. She felt as if the roof of the house was caving in on her. She needed to get some fresh air. She grabbed her purse and ran out of the house, having no idea where she was heading, all she knew was that she needed to get out of the house, and she needed to do it immediately.
Few minutes later as she was walking along the sidewalk, A truck carrying metal bars got out of control and a load of iron came tumbling down, Nina was hit by some of the iron bars unconscious and trapped beneath them. She awakened in a private suite in a hospital, days later. The room had several bouquets of flowers. When she opened her eyes and looked around, she thought, she had died and made it to heaven. shortly after, a nurse walked in.”
“Oh, you’re awake, I’ll inform the doctor.” Nina stuttered. “Where --- where am I?” “You’re in a private hospital”. She was filled with a sudden sense of panic. Instantly she floated off in space….in a great white void…..in a vast of nothingness. She tried to open her eyes but couldn’t, they felt as if they were permanently sealed. What was happening, she didn’t know. A moments before, her body felt very light, and within a short time later, it felt as heavy as lead and immovable.
Gradually she became aware of voices, A man’s voice, clear, resonant, he was saying something about her losing a lot of blood. She heard a woman speaking, she sounded familiar.
“She’s going to be ok, is she, Dr. Phillips?” the woman asked. “Yes, she is going to live.” “What about the baby?” she asked. “We’re doing everything to save the child’s life,” the doctor replied. His tone was somber. “It’s a very delicate situation. The child is premature and is in a very serious condition…. I’m not going to mislead you about that.”
“But she does have a chance, doesn’t she?” the woman persisted. The doctor didn’t answer immediately. Then he said, “Fortunately, there’s a 50/50 chance of her surviving. She’s in the best of hands here,. She’s getting the best treatment and is being monitored regularly.”
Nina was alarmed at what she heard. She made an intense effort and finally her eyes opened, she blinked, adjusted to the light, sway her eyes all over the room taking in everything.
Nina saw a man in a blue coat. He must be the doctor, then the others standing in a straight line beside her bed. They were anxiously waiting; their eyes were focused directly at her. Her mom and dad. The two main people in her life. She shut her eyes tightly, she knew how aggressive her mom can be and she wasn’t quite ready to deal with her.
Everything immediately came back to her. She remembered being at home, feeling lonely and sad, and she had decided to go for a walk; when the unthinkable happened, she was hit by some metal bars which had fallen from a truck that seemed to have gotten out of control.
Days later she woke up in the hospital , she couldn’t helped but wondered, if she was going to die. She didn’t want to die, she was too young; she wanted to live. A week later she was released from the hospital.
Her parents sent her to live with her aunt who was more than pleased to accommodate her. She treated Nina like her own child, she couldn’t have ask for more. her aunt was more of a mother to her than her own mom.
Fourteen years later and Nina had grown up into a beautiful young woman, her mom and dad had passed. She was alone, no sibling, she had was to make a decision on what was best for her, how she was going to move forward. She had only herself to rely on.
With her parents gone, Nina was faced with a career decision. Her best friend Lisa told her about a small business, that was looking for workers. The day after Nina visited the office, there were several applicants waiting, she took a seat and waited. Sometimes later she heard her name called. Nina walked into the small office.
“Sit down, please.”
Ï see from your application that you have a college degree and some experiences. You have a high recommendation from your last employer.” He looked up at her. “You’re also technology proficiency.”
I might just have the job for you. I’m in need of an accounting clerk. The salary isn’t very large, I’m afraid…”
“That’s fine, Nina responded quickly.
“Very well, I’m going to ask you to come in for an interview tomorrow at noon.”
Nina smiled happily, “Thank you sir.” She was filled with much excitement.
Nina Curtis moved into her new apartment; soon after a neighbour named Samuel Maxwell, moved in next door. He was in his late sixties, neat and trim and well-dressed. Some persons wear a smile, but this man was the smile, everything about him was a soft and understated joy as he greeted people.
Nina had a kind of alluring beauty, her dark skin was completely flawless, her hair was caramel brown and shoulder length, she has piercing dark brown eyes and a figure of a perfect hour glass. She was intelligent, speak eloquently and knowledgeable.
Every evening after supper, she would sit and chat with Samuel. One evening he looked at her and said.
“You are such a beautiful young lady; tell me about you, what are the plans you have for your future?”
She smiled and softly said, “I’m an accountant, but I would like to own my own business one day.”
Samuel Maxwell’s face lit up like a light bulb. “I’m in the real estate business.”
“Yes, I have buildings all over Kingston, and St. Ann.” His tone was cheerful. “Like any other business. It has it negatives and positives, but it’s a lucrative business once you know how to manage.
One of the most important thing in real estate is location. Kingston, would be a good place for you to invest, it’s our first capital, and has some of the country historic sites, that offer an insightful look into our past.” for the fun of its Nina said.
“Name me one Samuel.” he looked at her questioningly.” Then continues. “Devon House is one such, it was built in 1881. It was the former residence of George Stiebel, our first black millionaire, now, it’s the home of the world-famous Devon House ice-cream.”
However, from that day forward, all they talked about was real estate. He taught her everything about the real estate business; Nina listened keenly and absorbed every bit of information, and couldn’t be more interested. He assured her that there’s a big housing shortage in the country, and that it was a good opportunity for someone. “I would advise persons to invest, and they can’t lose.” said Samuel
From that moment on Nina looked at Kingston with different eyes. Visualizing beautiful rental houses on vacant lots. That night in Nina’s room she was unable to fall asleep. She sat up in the bed, her heart pounding. She couldn’t stop envisioning herself owning such a business. This had become her dreams. It was exciting, just thinking about it, but where would she get the money? Still, she was filled with joyful energy, and also frustrating. She could see her dreams but she had no money.
To invest in a business like that, would be one of the best decisions one could ever make, she needed to let her dreams comes through.
The following day during Nina’s lunch break, she went to the bank to get some information on how to acquire a loan. She walked up to the receptionist, an older lady in her early forties sitting behind her desk. “I would like to speak to your loan officer, please.” With a low soft voice, she responded
“I’m afraid they are unavailable presently. Can someone else help?”
“Sure, thank you.”
. Approximately ten minutes later she was in the office of Arnold Burrows, the assistance bank manager. He was a pleasant looking grey-haired man, well dressed and looking neat in his suit, well attired for the position he held.
“What can I do for you today?” Arnold asked.
“I’m interested in acquiring a building, and I’m looking for finance.”
He looked at Nina smiled and said. “You’ve come to the right place. Do you have a specific location in mind?”
Nina explained to him her business idea.
“That’s interesting. How much are you interested in borrowing?”
“Six million dollars.”
“Do you have an account with us?”
“I’m sorry I don’t.”
“You will have to open an account with us, and you will need to lodge at least ten thousand dollars every week, for you to be qualified for a loan of that magnitude, besides, you needing physical collateral.”
That was a big turn -off for Nina, without any further delay she thanked him for his time and left deep in thoughts conversing with herself as she gets on her way feeling disappointed.
“If I could deposit that amount of money every week, I honestly would not need to borrow a loan. she thought.
The loan officer at the second bank, after she explained her reasons for being there, said, “I’ will be glad to assist you Miss Curtis, but you are going to have to put up some kind of asset as collateral.”
Nina’s thoughts went back to the piece of land her mother had left her, but she didn’t have the title yet and it would take some time for the paper -work to be done. Without further hesitation she got up out of her seat and said.
“Thank you very much for your time.”
“Thank you for coming Ms Curtis. I’m looking forward to hearing from you very soon.”
“Bye, Mr. Blake. Enjoy the rest of your day.”
“Thank you, Have a wonderful day yourself.”
At the third bank Nina was brought to the office of Michael Charles one of the bank manager, a handsome, gentleman in his early thirties. As soon as she entered into the office, he stopped what he was doing, lifted his head and looked towards her. He was pleasant looking, with high cheekbones, deep brown eyes and tanned skin. He introduced himself, greeted her, and asked.
“How can I be of assistance to you, Miss Curtis?”
“I’m considering going into the real estate business” she replied.
“I’m interested in obtaining a loan.”
He gave her an affable smile.
“That’s what we do, what kind of real estate were you considering?”
“I’m thinking of buying and rebuilding old houses, for re-sales and rentals.”
“What kind of assets do you have for collateral?”
“I have a piece of land that I inherited from my mother.”
“Do you have the title?”
“Sure, but it’s not in my name yet.” Immediately Nina reached down into her bag and pulled out a folder. She pulled out the land title, and attached to it was the letter that her mother signed and got notarized by a justice of the peace, turning over the land to her.
He looked at it, smiled and said, “Wonderful.”
She felt good.
“I’m sorry I have to go now. I have another engagement, but I would love for us to get together for dinner later and talk some more about this. Would you care to join me?”
“Absolutely, that would be great.”
“I’ll pick you up at seven o’clock” he said
She wrote her address on a piece of paper and handed it to him.
“Thank you very much; I really do appreciate your time.”
“You’re welcome, and I’m looking forward to seeing you this evening.”
Immediately after Nina exited the office; mesmerized by Nina’s beauty, Michael rushed to a small window across from his desk, overlooking the busy street; there he stood and watched her entered her car, then slid into the swiftly moving line of traffic until it disappeared from sight. He sighed and went back to his chair and sat down.