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Debt of the Heart

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Summary

Bryson wants only one thing: freedom from the debt his father left hanging over his family—and a chance to finally build a life of his own. Then Lloyd Calico, heir to the powerful crime family Bryson has been working for, offers him a way out. The debt will disappear completely, but on one condition: Bryson must become his boyfriend. What begins as an arrangement neither of them expected slowly turns into something dangerously real. But loving Lloyd means stepping deeper into a world of secrets, family loyalties, enemies, and consequences Bryson was never meant to face. The debt may be gone, but Bryson is about to discover that the heart can owe far more than money ever could.

Status
2d ago
Chapters
15
Rating
n/a
Age Rating
16+

The last delivery

The city always smelled different before sunrise.

Near the harbor, the salty breeze drifted through the empty streets, carrying the distant cries of seagulls and the low groan of cargo ships docking at the port. Streetlights still glowed against the fading darkness, reflecting off puddles left behind by the night’s rain. Most of the city remained asleep.

Bryson was already working.

At twenty years old, he had learned how to move through these streets without attracting attention. His faded black hoodie was pulled over his head, his hands buried inside the pockets of his jeans as he walked through the quiet neighborhood with practiced confidence.

Hidden inside his jacket was a small package.

He hated knowing exactly what was inside it.

Years ago, he had stopped asking questions. Asking questions made things harder. It was easier to deliver the packages, collect the money, and go home.

That was what he had always told himself.

Just one delivery.

Then another.

Then another.

Until somehow years had passed.

Bryson stopped in front of a modest blue house near the edge of the neighborhood. Before he could even raise his hand to knock, the front door opened.

An elderly man stood there wearing a faded robe and slippers.

“You always come too early,” Mr. Ramsay chuckled.

Bryson smiled faintly.

“Morning, Mr. Ramsay.”

“Morning, young man.”

Mr. Ramsay stepped aside.

“You know the usual.”

Bryson entered.

The house smelled of coffee and old furniture. A radio played quietly somewhere in the kitchen, an early morning presenter speaking about traffic that had not yet begun.

Bryson reached into his jacket and removed the package.

Mr. Ramsay took out an envelope of cash and counted the notes slowly.

Neither of them spoke.

Normally, the exchange lasted less than two minutes.

Package.

Money.

Goodbye.

But this morning, Mr. Ramsay didn’t immediately reach for what Bryson had brought him.

Instead, he looked at him.

Really looked at him.

“Bryson…”

“Hm?”

“You’re too smart for this life.”

Bryson froze.

For a moment, the only sound in the room came from the radio.

Mr. Ramsay sighed.

“I’ve watched you grow up. Every time you walk through that door, I ask myself the same question.”

Bryson avoided his eyes.

“What question?”

“Why are you still selling poison?”

His jaw tightened.

“It’s complicated.”

“It always is.”

Bryson stared at the floor.

Mr. Ramsay wasn’t wrong.

That was what made the conversation uncomfortable.

Bryson had spent years convincing himself that he wasn’t really part of the world he worked in. He didn’t carry guns. He didn’t threaten people. He didn’t beat anyone who failed to pay.

He delivered packages.

That was all.

At least, that was what he wanted to believe.

Several seconds passed before something shifted in his expression.

A small smile appeared.

“I got accepted.”

Mr. Ramsay blinked.

“Accepted where?”

“University.”

The old man’s eyes widened.

“You did?”

Bryson nodded proudly.

“Classes start next week.”

For the first time that morning, the tension left Mr. Ramsay’s face.

A grin spread slowly across it.

“I knew it.”

He laughed softly and shook his head.

“I always knew you’d make something of yourself.”

Bryson scratched the back of his neck, suddenly feeling shy.

“It’s just first year.”

“And?”

“And I still have a long way to go.”

“So?”

Bryson laughed quietly.

Mr. Ramsay pointed at him.

“Don’t shrink something good just because you’re afraid to celebrate it.”

Bryson looked down, but this time he was smiling.

“This is my last delivery.”

The room became quiet again.

Mr. Ramsay’s smile faded slightly.

“You quitting?”

“I have to.”

“And they know?”

Bryson hesitated.

“I’m telling Lloyd today.”

The old man studied him carefully.

That answer clearly didn’t reassure him.

“You think he’ll let you walk away?”

Bryson’s smile disappeared.

“I’ve worked for them long enough.”

“That wasn’t my question.”

Bryson looked toward the window.

“I don’t know.”

Mr. Ramsay nodded slowly.

Then he handed Bryson the envelope.

“You deserve a better life.”

Bryson took it.

“So does my family.”

The words came out almost automatically.

His thoughts immediately drifted home.

His mother, Catherine, had spent years stretching whatever little money they had until it somehow covered food, electricity, school supplies, and everything else that seemed determined to break them.

After Bryson’s father disappeared, she had been left to carry everything.

No explanation.

No apology.

Just debts.

And Bryson.

And Kitty.

His younger sister was still young enough to dream without calculating how much those dreams cost. She wanted to become a veterinarian one day. Every injured bird, stray cat, or sick dog she encountered became her personal patient.

Bryson wanted her to stay that hopeful.

He wanted Catherine to stop worrying every time groceries ran low.

He wanted to walk into a classroom without wondering whether someone might call him away for another delivery.

University wasn’t only his dream.

It belonged to all three of them.

Bryson tucked the envelope safely inside his jacket.

“I should go.”

Mr. Ramsay nodded.

Then, just before Bryson reached the door, the old man spoke again.

“Bryson.”

He turned.

“Whatever happens today…”

Mr. Ramsay paused.

“Don’t let anybody convince you that wanting something better makes you ungrateful.”

Bryson stared at him for a moment.

Then he nodded.

“I won’t.”


By afternoon, the harbor had transformed.

The quiet streets Bryson had walked through before sunrise were now crowded with trucks, workers, and vendors. Cargo containers towered over the docks in uneven stacks while enormous cranes groaned above them.

Hidden between two aging warehouses sat a weathered auto workshop.

The sign outside advertised engine repairs and vehicle servicing.

To outsiders, that was exactly what it was.

To everyone who mattered, it belonged to the Calico family.

One of the most feared criminal organizations in the city.

Bryson stepped inside.

The smell of petrol, metal, and grease immediately filled his nose. Mechanics worked underneath raised vehicles while others carried tools across the workshop floor.

Some of them were actual mechanics.

Some weren’t.

Bryson knew better than to ask which was which.

Several armed men stood near the entrances, pretending not to watch everyone who came and went.

Bryson walked through without hesitation.

Everyone knew him.

One of the guards looked up.

“He’s upstairs.”

Bryson followed his gaze toward the metal staircase overlooking the workshop.

His stomach tightened.

He had rehearsed this conversation several times.

I’m leaving.

I got accepted.

I’ve done enough.

Simple.

At least it had sounded simple at home.

He climbed the stairs.

The office above the workshop overlooked the entire building through dusty glass windows.

Lloyd Calico stood near one of them.

Twenty-six years old.

The prince of the organization.

Eventually, everything the Calico family controlled would belong to him.

His tailored black shirt contrasted sharply against the grease-covered workers below. His sleeves were folded neatly to his forearms, and a silver watch rested against his wrist.

He looked completely out of place in the workshop.

And somehow completely in control of it.

To everyone else, Lloyd was cold.

Untouchable.

Merciless when necessary.

Men twice his age lowered their voices when he entered a room.

Bryson had never fully understood why Lloyd seemed different around him.

Only Lloyd knew the answer.

His heart softened every time Bryson walked through that door.

He had spent years pretending it didn’t.

Years watching Bryson arrive for deliveries, joke with the guards, complain about the smell of the workshop, smile when something genuinely amused him.

Lloyd remembered details he had no business remembering.

The way Bryson rubbed his thumb against his fingers when nervous.

How he hated coffee without sugar.

How he always checked his phone when his mother called, no matter what he was doing.

Lloyd had fallen long ago.

He simply refused to give the feeling a name.

“You wanted to see me?” Bryson asked.

Lloyd turned.

Immediately, he noticed it.

“There it is again.”

Bryson frowned.

“What?”

“That look.”

“What look?”

“The one you’ve had all week.”

Bryson glanced away.

“I don’t know what you’re talking about.”

Lloyd looked toward the guards standing near the office door and dismissed them with a small wave.

They stepped outside.

The heavy door shut.

Now they were alone.

Bryson suddenly became aware of how quiet the office was compared to the workshop below.

Lloyd leaned against the edge of his desk.

“I’ve been watching you.”

Bryson raised an eyebrow.

“That doesn’t sound creepy at all.”

Normally, Lloyd might have smiled.

Today, he didn’t.

“You’ve been distracted.”

“I’m fine.”

“No.”

His voice remained calm.

“Something changed.”

Bryson inhaled slowly.

There was no point delaying it.

“I need to tell you something.”

Something about the seriousness in his voice made Lloyd straighten.

His heartbeat quickened unexpectedly.

“Go ahead.”

Bryson looked directly at him.

“I’m leaving.”

The words landed harder than Lloyd expected.

His expression barely changed.

Inside, something cracked.

“What do you mean?”

“I got accepted into university.”

Silence.

“I start next week.”

Lloyd stared at him.

University.

A new life.

New people.

A future somewhere beyond warehouses, deliveries, debts and the Calico family.

A future without him.

“I can’t keep selling anymore,” Bryson continued. “I want to focus on school.”

Lloyd turned toward the window.

“When did you apply?”

“Months ago.”

“You never mentioned it.”

“I wasn’t sure I’d get in.”

Lloyd gave one quiet, humorless laugh.

“So you’ve been planning your escape.”

Bryson frowned.

“It isn’t like that.”

“Isn’t it?”

“I just want a different life.”

The answer should have made Lloyd happy.

Some part of him was.

Bryson deserved university.

He deserved lecture halls and stupid campus parties and friends who had never seen blood washed from concrete.

He deserved everything Lloyd’s world couldn’t offer him.

But another part of Lloyd—the selfish part—heard only one thing.

Bryson was leaving.

When Lloyd finally turned back, every trace of emotion had disappeared.

The mask returned.

“Do you remember your father?”

Bryson stiffened immediately.

“My father has nothing to do with this.”

“He has everything to do with this.”

Lloyd moved away from the window.

“Before he vanished, he borrowed money from this family.”

Bryson’s jaw tightened.

“I know.”

“He never repaid it.”

“And I’ve been working it off.”

“For years,” Lloyd said.

“Exactly.”

Lloyd stopped in front of him.

“And you still owe us.”

Bryson clenched his fists.

“I’ve done hundreds of deliveries for you.”

“That doesn’t erase the entire debt.”

“I’m trying.”

“Trying isn’t paying.”

Bryson stared at him.

For a second, Lloyd hated himself.

He could end this.

One sentence.

Forget the debt.

Go to university.

Be happy.

Instead, fear kept him standing there.

Because if the debt disappeared, what reason would Bryson ever have to come back?

Lloyd lowered his voice.

“I won’t stop you from attending university.”

Hope flickered across Bryson’s face.

“But…”

The hope vanished.

“…your father’s debt remains.”

Bryson swallowed.

“So even if I quit…”

“You still owe us.”

The words seemed to hang between them.

Bryson nodded once.

Slowly.

“I understand.”

Lloyd almost reached for him.

Almost.

But Bryson was already walking toward the door.

His hand closed around the handle.

“Bryson.”

He stopped.

For one reckless second, Lloyd considered saying everything.

I’m proud of you.

I don’t want you doing this anymore either.

I’ve loved you longer than I know how to admit.

Instead, nothing came.

Bryson glanced over his shoulder.

When Lloyd remained silent, disappointment flickered briefly across his face.

Then he opened the door.

“See you around, Lloyd.”

The door shut behind him.

Lloyd remained completely still.

Every instinct screamed at him to follow.

To stop Bryson on the staircase.

To tell him the truth.

To admit that none of this was really about money anymore.

But he stayed where he was.

Several seconds passed.

Then Lloyd looked toward the closed door and whispered into the empty office,

“I wish you’d asked me to come with you.”

Outside, Bryson stepped into the afternoon sunlight, unaware that leaving the workshop would be far easier than escaping the man who had quietly fallen in love with him.

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